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PLAN FOR IT, SAVE FOR IT

During the past five years the consumers nationally have only saved 4.2% of their income. This lack of saving has left a majority of Americans unprepared for daily emergencies and future needs ranging from auto purchases, home repairs, college education, and even retirement.

Planning and saving can help you:

If you are savings “challenged”, we’ve got four simple steps to help you jumpstart your savings habits.

  1. Plan it! Choose a goal. What do you want to save for?
  2. Set a plan for paying off credit cards and other debts.
  3. Select savings techniques that are right for you. (Write yourself a check to go into savings each pay day.
  4. Use direct deposit, automatic transfers or payroll deductions for regular savings deposits.)

A little planning will help you save a little…and get a lot!

NCUA