LOAN RATES
Subject to change without notice
Auto Loan Rates
Revised 4/21/2010
| Age of Vehicle | Term | Loan Amount | Fixed Rate |
|---|---|---|---|
| 0-8 years old | 60 mo | - - - - - | as low as 3.99% apr |
| 4 years or less | 72 mo | $20,000 or more | as low as 4.69% apr |
| 2 years or less | 84 mo | $25,000 or more* | as low as 5.49% apr |
| 9 - 13 years old | 48 mo | - - - - - | as low as6.50% apr |
| > 13 years old | 48 mo | - - - - - | as low as 7.50% apr |
*Less than 29,000 miles
apr = annual percentage rate
For payment amount, use our Loan Calculator (Not a guarantee of credit).
Mortgage Rates
| Type | Rate |
|---|---|
| In House Mortgages available | call office for current rate |
| 30 Year Mortgage | call office for current rate |
| Home Equity Loans | as low as 4.75% apr* |
| Lot Loans | 7.50% apr |
* Home equity loan interest rates are variable based on prime.
BECCU brokers 15, 20 and 30 year mortgage loans through various investors
For payment amount, use our Loan Calculator (Not a guarantee of credit).
Visa Card Rates
| Type | Fee | Grace Period | Rate |
|---|---|---|---|
| Credit | No annual fee |
25 day grace period | 9.90% apr |
| Debit | No annual fee | No grace period | 14.50% apr |
For payment amount, use our Loan Calculator (Not a guarantee of credit).
Recreational Vehicle Loan Rates
Trailers and Motor-Homes
| Loan Amount | Term of Loan | Fixed Rate |
|---|---|---|
| $1 - $5,999 | 5 years | as low as 6.15% apr |
| $6,000 to $9,999 | 7 years | as low as 6.50% apr |
| $10,000 and greater | 10 years | as low as 6.75% apr |
| $20,000 and greater | 12 years | as low as 7.25% apr |
| $10,000 and greater | 10 yr w/ 5 yr balloon | as low as 6.15% apr |
Boats, Off-Road Motorcycles, Enclosed Utility and Horse Trailers
| Loan Amount | Term of Loan | Fixed Rate |
|---|---|---|
| $1 - $5,999 | 5 years | as low as 6.40% apr |
| $6,000 to $9,999 | 7 years | as low as 6.75% apr |
| $10,000 and greater | 10 years | as low as 7.00% apr |
| $20,000 and greater | 12 years | as low as 7.50% apr |
| $10,000 and greater | 10 yr w/ 5 yr balloon | as low as 6.40% apr |
ATVs, Small Watercrafts and Snowmobiles
| Loan Amount | Term of Loan | Fixed Rate |
|---|---|---|
| $1 - $5,999 | 5 years | as low as 7.00% apr |
| $6,000 and greater | 7 years | as low as 7.25% apr |
Utility Trailers (open flatbed style)
| Loan Amount | Term of Loan | Fixed Rate |
|---|---|---|
| $1 and greater | 5 years | as low as 8.25% apr |
For payment amount, use our Loan Calculator (Not a guarantee of credit).
Personal Loan Rates
| Term | Loan Amount | Fixed Rate |
|---|---|---|
| Up to 60 months | Determined by gross income | as low as 12.00% apr |
For payment amount, use our Loan Calculator (Not a guarantee of credit).
Membership open to residents & those employed in Box Elder County, Utah. Relatives of members are also eligible for membership. Those who worship or attend school in Box Elder County are also eligible to join.
