HOME LOANS

Box Elder County Credit Union is the ONE PLACE TO GO for home loans! We can help you with all of loans from FHA loans to Home Equity Loans. Our mortgage experts will help you determine the best solution for your individual situation.

Mortgage Loans

WE MAKE MORTGAGES HAPPEN! We can help you with all of your mortgage needs including purchases, refinances and cash out mortgages. We offer a wide variety of mortgage loan options with fixed or variable rates. Our mortgage experts can help you with any details about title insurance, term length, interest rates, closing costs, origination fees, recording fees, and appraisals. If you are considering refinancing or purchasing a home, we can help!

We have many types of Mortgage Loan programs:

Conventional 30,20,15 year fixed rates
Adjustable rates (ARM’s)
FHA, VA, USDA Loans
Construction Loans
Lot Loans
First time homebuyer program

Home Equity Loans

Use the equity in your home to get a great loan for the things you need—remodel your home, pay for tuition, buy a car, consolidate other bills, take a vacation and more. The Box Elder County Credit Union Home Equity Line of Credit is the smart way to borrow.

The Box Elder County Credit Union Home Equity Line of Credit (HELOC) offers you:

A low interest rate. See current rates >>
Home values are easily valued with a current property tax notice
No application fee, no annual fees
Increased buying power - get what you need, when you need it
Tax benefits - your interest may be tax deductible
An easy application process- by calling or visiting a Box Elder County Credit Union branch location

Request a loan>>>

Check current loan rates>>>

Use our loan calculator>>>

Home Buying Worksheet>>>

To determine the potential tax benefits of a Home Equity Loan, consult your tax adviser and the IRS. All applications are subject to credit approval, certain limitations and other conditions. Box Elder County Credit Union HELOC Annual Percentage Rates (APRs) are variable and are indexed to the Prime Rate as published in the Wall Street Journal. Your actual APR will be determined by the loan program you select (or for which you qualify) and your credit history and other qualifications. Rates are subject to change at any time. Offers may end or change at any time, without notice.