COURTESY PAY
Important Notice:
If you have a checking account with Box Elder Credit Union, it’s time for you to make your selection for Courtesy Pay! Courtesy Pay is a service that allows us to honor check, Automated Clearing House (ACH), ATM and debit card transactions when your account is overdrawn.
Because of new regulatory requirements, this service for ATM and debit card Point-of-sale (POS) transactions will only continue until June 30, 2010, unless you opt-in.
What is Courtesy Pay?
Courtesy Pay is a safety net feature that may allow Box Elder Credit Union to cover a charge should you mistakenly overdraw your checking account or need access to funds in an emergency.
This service is an added layer of protection to help you avoid the embarrassment and inconvenience of having transactions denied. Best of all, this service is free unless it is used.
Frequently Asked Questions
What steps should I take to continue to have Courtesy Pay for ATM and debit card POS transactions?
If you wish to continue enjoying the peace of mind that Courtesy Pay can provide, review the Opt-in Agreement and either return it to the closest branch or call 435-723-3437.
What if I do not enroll or do not wish to continue to have Courtesy Pay for ATM and debit card POS transactions?
If you choose to not opt-in, no action is required and the credit union’s Courtesy Pay service WILL NO LONGER be available, as of 7/1/2010, to cover ATM and debit card POS transactions when there are insufficient funds in your account, and the transactions will be declined. Checks, transactions using your checking account number and automatic bill payments will continue to be covered.
