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Deposit Rates

Certificates of Deposit Rates

Subject to change without notice.

Revised 2/12/09

Term Minimum Balance Annual Percentage Yield
6-month Certificate $500 2.60% apy**
7-month IRA (FLUID SC) $500 2.60%
12-month Certificate $500 2.85% apy**
13-month Certificate (FLUID) $500 2.85% apy**
18-month Certificate $500 3.00% apy** with bump
24-month Certificate $500 3.00% apy**
30-month Certificate $500 3.15% apy**
36-month Certificate $500 3.15% apy**
NEW! Starter Certificate $50 2.85% apy**

**Certificate rates are subject to early closure penalties, please see us for details.

Read about our Certificates of Deposit>>
Read more about our Starter CD>>

Money Market Accounts

Teir Balance Annual Percentage Yield
1 $0 - $2,499.99 No dividend paid
2 $2,500 - $4,999.99 1.15%
3 $5,000.00 - $24,999.99 1.50%
4 $25,000.00 - $49,999.99 2.30%
5 $50,000.00 and above 2.70%

Read about our Money Market Accounts>>

Deposit Accounts(Savings) Rates

Account Type Minimum Balance Annual Percentage Yield
Share Savings $25 1.00% apy
Share Draft (Checking) $1,000* 0.25% apy
Special Shares $25* 1.00% apy
Christmas Club $25* 1.25% apy
IRA's any 1.50% apy

* Minimum balance in checking, Special Shares, and Christmas only required to earn dividends. Deposits in any amounts are accepted.

Notice: Dividends may be forfeited if the account is closed before accrued dividends have been credited.

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